Healthcare at No Cost: PM-JAY Extends Coverage to Citizens Aged 70 & Above

1. Comprehensive Coverage

PM-JAY offers comprehensive health coverage of up to ₹5,00,000 per year for individuals aged 70 and above, ensuring they receive high-quality medical treatment without worrying about financial strain. This includes expenses for hospitalization, room charges, medications, and doctor’s fees, making it a holistic healthcare solution.

2. Wide Network of Hospitals

The scheme provides access to over 22,000 government and private hospitals across India, ensuring that seniors have ample options for their medical treatment. Notable hospitals like Apollo, Narayana, and Aster are part of the network, which means that senior citizens can avail themselves of top-tier care.

3. Cashless Facility and No Hidden Clauses

Unlike traditional insurance policies, PM-JAY provides cashless medical treatment, meaning no out-of-pocket expenses during hospitalization. The scheme is entirely free, and as long as the elderly person holds an Aadhar card and is a resident of India, they are eligible for this benefit.

4. Support for Pre-Existing Conditions

One of the standout features of PM-JAY is that it covers pre-existing conditions from day one. This is crucial, as many seniors may have long-standing health conditions that require ongoing care. PM-JAY ensures that such conditions are also covered under the plan.

5. Easy Registration Process

Getting registered for the PM-JAY scheme is a simple process. In just 10 minutes, you can help an elderly person in your family or neighborhood register and start benefiting from the scheme. There are no complicated procedures or hidden clauses—just straightforward, free healthcare.

By following these tips, you'll be better prepared to enjoy a secure and fulfilling retirement.